My student loans are nothing compared to those that are enrolled in school for their bachelor's.

I went to trade school which cost about $8,000.00.

I used my AmeriCorps education award of $4,725.00 to pay off the initial half, and took out a loan of $2,100.00.

The remaining amount was forked to my dad because they wouldn't allow me to take out a loan by myself. My dad didn't want me to pay off the extra thousand because he was just happy I went to school at all, and he always said he'd pay for my school if I'd go at all.

My payments start this April.

My payment plan is set for $50.00 per month.

If I pay it off in one go however, I will only have to pay $2,107.49, and be debt free. There isn't any downside to paying it all off is there? I'm wondering if it'd look better on my credit to do it all at once or draw it out a little. I just don't see the point in paying more if I don't have to...

Is Scorp in the house?

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Heil Frasbee