After talking it over with my mom, she said she'd help me out. She said she'll take out a pension loan (borrowing against her own pension) which means she'll get a very low interest rate (3 - 4 percent). She'll help me buy a car, and I'll just pay off her loan. Instead of me trying to get a loan on my own and paying like 18 percent interest.

So at least I know that SHE'S on my side.

Rod Steele